Track every expense. Split with anyone. One app.
Splitwise tracks who owes whom. We do that — and then your share becomes a real, categorized expense in your books. So at the end of the month you don't just know who paid you back; you know what you actually spent.
Start freeHow Splits works
Create a group for a trip, an apartment, a couple, or anything else. Or add a friend for one-on-one splits — no group needed. Invite by email, and they're in. Splitwise users? Import your group CSVs and pick up where you left off.
- 5 split types: equal · exact · percent · shares · adjustment
- 3 payer modes: single payer · multiple payers · each-paid-their-own-share
- Per-expense currency with auto-FX. Bali in IDR, books in PKR. No problem.
- Receipt photo / voice / text / manual — all work for splits the same way they work for personal expenses
- Per-group "Simplify Debts" toggle minimizes who-pays-who
vs Splitwise
Splitwise is a $3 ledger. Expensely is a $4.99 financial brain that also splits. See the honest comparison.
| Feature | Expensely Splits | Splitwise Pro |
|---|---|---|
| Price | $4.99/mo (Solo) — Free tier available | $3/mo per person |
| Splits → real expense tracker | ✓ auto-categorized | — ledger only |
| Receipt OCR | ✓ unlimited | Limited |
| Voice entry | ✓ | — |
| Multi-currency per expense | ✓ with auto-FX | Group default only |
| Splitwise CSV import | ✓ in 30 seconds | — |
| AI insights, anomalies, forecasts | ✓ | — |
| Mobile experience | PWA — installable on iOS / Android | ✓ native app |
Who uses Splits
Roommates and apartments
Rent, utilities, groceries, that one Amazon order. Set a Home-type group and track ongoing expenses. End of month: one click to settle up.
Trip planners
Bali, Istanbul, the Northern Areas. Create a Trip group with start + end dates. Every expense logged during the trip auto-prompts: "split this with the trip group?" Settle-up suggested at end-of-trip.
Couples
Couple-type groups default to 50/50. Cascade your daily transactions into the partner ledger optionally — keep your books separate when you want to.
Friends
Skip the group. Add a friend by email and you can split anything one-on-one. Like Splitwise's friends list, but every line becomes a real expense in your tracker.
The killer differentiator
Pricing
Splits is included in our Solo plan ($4.99/mo). Free plan gets 1 group, 3 members, and 3 split expenses per day — enough to try it with a roommate or two. See fullpricing.
Stop chasing your friends in screenshots
Start splitting in one app that also tracks your money.
Start free →